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Maa Lakshmi



Maa Lakshmi Aarti

JAI LAKSHMI MAATAA,
MAIYAA JAYA LAKSHMI MAATAA
TUMAKO NISHADINA DHYAAVATA,
HARA VISHNU VIDHAATAA

Glory to you, O Mother, glory to you, mother Lakshmi. Shiva, Vishnu and Brahma meditate on you everyday and night.

BRAHMAANII, RUDRAANII, KAMALAA,
TUUHII HAI JAGA MAATAA
SUURYA CHANDRAMAA DHYAAVATA,
NAARADA RISHI GAATAA

You are yourself the consort of Brahma, Rudra and Vishnu and the mother of the world. The sage Narada sings your praises and the Sun and the Moon meditate on you.

DURGAA RUUPA NIRANTARA,
SUKHA SAMPATI DAATAA
JO KOI TUMAKO DHYAAVATA,
RIDDHI SIDDHI DHANA PAATAA

As Durga, you grant both happiness and prosperity; and he who centres his attention on you becomes a recipient of all riddhis and siddhis-Prosperity and Accomplishment.

TUUHII HAI PAATAALA BASANTII,
TUUHII SHUBHA DAATAA
KARMA PRABHAAVA PRAKAASHAKA,
JAGANIDHI KE TRAATAA

None but you dwell in the nether regions of the earth and you alone ensure good luck, bring to light the effect of Karma (action) and protect all worldly treasures.

JISA GHARA MEIN TUMA RAHATII,
SABA SADAGUNA AATAA
KARA SAKE KOII KARA LE,
MANA NAHIN GHABARAATAA

All the virtues collect themselves where you have your dwelling ; with your grace and favour even the impossible becomes possible without causing any nervous agitation.

TUMA BINA YAGYA NA HOVE,
VASTRA NA KOII PAATAA
KHAANA PAANA KAA VAIBHAVA,
SABA TUMASE HII AATAA

No sacrifice can be performed without you (your grace), no one can obtain any garment (to cover his body); it is from you that one obtains one’s sustenance (food and drink).

SHUBHA GUNA MANDIRA SUNDARA,
KSHIRODADHI JAATAA
RATANA CHATURDASHA TUMA HII,
KOII NAHIIN PAATAA

O daughter of the Ocean of Milk and the beauteous temple of all propitious virtues, you are a living mass of all the fourteen gems with which none else is endowed.

AARTII LAKSHMII JII KII,
JO KOII NARA GAATAA
URA AANANDA UMANGA ATI,
PAAPA UTARA JAATAA

Whosoever hymns this prayer to Lakshmi is purged of his sins and experiences the ecstasy of joy.

Shree Ganesh Aarti

Jai Ganesha Jai Ganesha Jai Ganesha Deva
Maata Jaaki Parvati Pitaa Mahadeva
Ladoowan Ka Bhog Lage Sant Karen Sevaa
Jai Ganesh Deva
Eka Dant Dayavant Chaar Bhujadhari
Maathe Par Tilak Sohe Muse Ki Sawaari
Paan Chadhe Phool Chadhe Aur Chadhe Mevaa
Jai Ganesh Deva
Andhe Ko Aankh Det Kohin Ko Kaaya
Banjhan Ko Putra Det Nirdhan Ko Maaya
Surya Shama Sharan Aaye Safal Kijye Sevaa
Jai Ganesh Deva

The Universal Aarti

Om Jaya Jagadheesha Hare
Swami Jaya Jagadheesha Hare
Bhakta janonke sankat
Bhakta janonke sankat Kshan me door kare
Om Jaya Jagadheesha Hare

“Om! Victory to You, Hari, Ruler of the Universe, You make the troubles of your devotees vanish in a second”

Jo dhyave phal pave
Dhukh bin se man ka
Swami dhukh bin se man ka
Sukha sampati Ghar ave
Sukha sampati Ghar ave
Kasht mite tan ka
Om Jaya Jagadheesha Hare

“Whoever thinks of You, gets results without any mental grief, Happiness and wealth come to his home, And his bodily woes vanish.”

Mata pita tum mere
Sharan padum mi kis ki
Swami sharan padum mi kis ki
Tum bina aur na dooja
Tum bina aur na dooja
Asha karum mi kis ki
Om Jaya Jagadheesha Hare

“You are my mother and my father, Who else can I seek refuge from? There is no one else other than You for me, Who shall I yearn for?”

Tum pooran Paramatma
Tum Antaryami
Swami Tum Antaryami
Parabrahma Parameshwara
Parabrahma Parameshwara
Tum sab ke Swami
Om Jaya Jagadheesha Hare

“You are whole and You are the Supreme Self, You are the Indweller in every being. O Supreme God, O Supreme Ruler, You are the Master of everybody”

Tum karuna ke sagar
Tum palan karta
Swami Tum palan karta
Mi sevak tum swami
Mi sevak tum swami
Kripa karo bharta
Om Jaya Jagadheesha Hare

“You are the Ocean of Mercy, You are the Ruler, I am Your servant and You are the Master, Please show mercy my Lord”

Tum ho ek agochar
Sab ke pranapati
Swami sab ke pranapati
Kis vidhi miloom dayamaya
Kisi vidhi miloom dayamaya
Tum ko mi kumati
Om Jaya Jagadheesha Hare

“You are the Unseen, You are the Master of everyone’s life, How can I meet You, O Abode of Kindness”

Deena bandhu dukh harta
Tum rakshak mere
Swami tum rakshak mere
Apane hast uthavo
Apane hast uthavo
Dwar khada mi tere
Om Jaya Jagadheesha Hare

“O friend of the downtrodden, O remover of grief, You are my protector, I am standing at your door, Please raise Your hand to assure me.”

Vishaya vikar mithavo
Pap haro deva
Swami pap haro deva
Shraddha bhakti badhavo
Shraddha bhakti badhavo
Santan ki seva
Om Jaya Jagadheesha Hare

“Please eradicate all material desires in me, And remove my sins, Increase my love for You and let me serve You”

Tan man dhan sab kuch hi tera
Swami sab kuch hi tera
Tera tujh ko arpan
Tera tujh ko arpan
Kya lage mera
Om Jaya Jagadheesha Hare

“My body, my mind, my wealth, And my everything belongs to You, I offer what is Yours to You, What is there that is mine?

Om Jaya Jagadheesha Hare
Swami Jaya Jagadheesha Hare
Bhakta janonke sankat
Bhakta janonke sankat
Kshan me door kare
Om Jaya Jagadheesha Hare

“Om! Victory to You, Hari, Ruler of the Universe, You make the troubles of your devotees vanish in a second”

Lakshmi Maa, the Goddess of Wealth in the Hindu Religion, is worshipped by all devotees especially at the time of Divali. What is the role and occupation of Lakshmi Mata? What is her form and where is her residence? Why is she worshipped at Divali and what is her relationship with Divali?

Lakshmi Maa is the first Empress of Satyug or the Golden age. Lakshmi is married to Shri Narayan, the First Emperor of the Golden age. There are eight dynasties in the golden age and they are ruled by Lakshmi & Narayan “the first” to Lakshmi & Narayan “the eighth”. But who appointed and anointed Lakshmi & Narayan as the first Empress and Emperor of Satyug?

The Incarnation of God Shiva. The eternal cycle has four ages namely gold, silver, copper and iron with the golden being the purest and iron being the most impure age. At the end of the iron age or kaliyug, there is rampant unrighteousness, irreligiousness and lawlessness. Chapter 4 v7 of the Shrimat Bhagavad Gita says, “when irreligiousness and unrighteousness prevail, then do I incarnate and descend to protect the virtuous, destroy the evil, re-establish dharma, the deity religion and the golden age. God Shiva is not subjected to the cycle of birth and death and so He does not have a body of His own. God Shiva incarnates and descends into the body of Brahma and teaches the “sense and essence” of the Shrimat Bhagavad Gita through the mouth of Brahma. Brahma is the first to be transformed by this knowledge. This is the reason he is given the title of Prajapita Brahma, the “father of humanity” and is called the “special son of Shiva”.

The Role of Brahma and Saraswati. Brahma in turn teaches this knowledge of the Gita to others. Those who imbibe and inculcate this knowledge and are transformed are known as the “mouth born prodigies” of Brahma, called Brahmins. Brahma taught this knowledge to Saraswati and she perfected this knowledge with such zeal and enthusiasm that she earned the title as the Goddess of knowledge and the remover of obstacles and difficulties. She became the adopted daughter of Brahma. Both assisted God Shiva to destroy unrighteousness and irreligiousness. Saraswati earned the further title of “world mother”. Both were unshakable and unmovable in the path of world transformation in the auspicious confluence age, The auspicious confluence age is the last 100 years that overlaps the end of the iron age and is called “purushottam sangam yug” in the Gita.

The Inheritance of Saraswati and Brahma. For assisting God Shiva to transform the world into the golden age, Saraswati’s next birth was that of Radhe, the first princess of the Satyug. Brahma’s inheritance was to take his next birth as that of Krishna, the first Prince of Satyug. So Saraswati and Radhe are but the same soul but in successive births. Brahma and Krishna are also the same soul, but in successive births and different bodies. Both Saraswati and Brahma were “effort making” souls, whereas Radhe and Krishna were perfect and elevated human beings. This is very obvious when you compare their dress attire. Saraswati and Brahma are seen in simple pure, white clothing whereas Radhe and Krishna are always in regal and royal attire.

How Radhe becomes Lakshmi and Krishna becomes Narayan. About 25 years in the new cycle, Radhe weds Krishna and their names change to that of Lakshmi and Narayan. So Radhe and Lakshmi are the same person in the same birth, but now in different roles, occupations and titles. Also Krishna and Narayan are the same person in the same birth, but in different roles, occupations and titles. Radhe now becomes the first empress of the first dynasty of satyug from being the first princess of satyug. Krishna now becomes the first emperor of satyug from being the first prince of satyug. This is the reason Radhe and Krishna are always shown as children and never portrayed in more mature forms. Lakshmi and Narayan are their more mature forms. In summary then Saraswati, Radhe and Lakshmi are but the same soul in successive births and different roles. Similarly, Brahma, Krishna and Narayan are the same soul, but in successive births and different roles.

Lakshmi, the Goddess of Wealth. Now how did Lakshmi get this title as the Goddess of wealth? In the golden age, it is the women who did the distribution of wealth. That is why Lakshmi is given the title as “Mahadani”. Mahadani means the donor of great wealth. When women did the distribution as in the golden and silver ages, everybody was satisfied and contented and there was always surplus All the wealth really belonged to the Lakshmi & Narayan Dynasty, but Lakshmi’s occupation became the Goddess of wealth. Technically all the wealth was that of Narayan as the “sons” was heir to the throne. This practice and custom still continues to a certain measure where the father’s inheritance goes to the son, the heir in waiting, not even the wife, much less the daughters. This system has been thoroughly abused today through greed. The sons were only the “trustees” for the inheritance, but the wife and daughters were entitled to and were beneficiaries to that wealth and property.

The Sacrifice of Saraswati and Brahma. Actually the story of Sudama in the Ramayana is symbolic of this effort of Saraswati and Brahma. Sudama’s inheritance is similar to that of Lakshmi and Narayan. Sudama, it is said gave his only handful of rice and that he made total sacrifice in body, mind and wealth. This sacrifice is in fact the effort made by Saraswati and Brahma at the end of kaliyug when anger, greed, ego, lust and attachment were rampant in the iron age. They were able to sacrifice all the trappings of this material world and live a life of purity in thoughts, words and actions by following the elevated directions of Shiva. The inculcation of the divine knowledge of the Gita was known as ‘spiritual wealth”. The wealth of divine knowledge is the most elevated form of wealth. When someone has a wealth of knowledge, there is never a shortage of physical wealth.

How to pray to Lakshmi. To receive wealth from Lakshmi, one has to make effort to transform themselves just as Saraswati and Brahma did in the confluence age. By simply asking for wealth from Lakshmi, the request is not fully realized. If you are to make effort to cleanse the mind of its impurities by observing purity in thoughts, words and action, then the reward of that is peace, prosperity and happiness. Today we clean our homes as a ritual and await the arrival of Lakshmi to bless our homes and give us wealth and happiness. However we have to also purify ourselves if we are to receive the rewards of the efforts. When we purify our souls with the “oil of knowledge” of the Gita, it is then our souls are rekindled just as the flame of the deyas when they are filed with the “oil of fuel”. When all souls are purified and rekindled, it is only then they glow as the flames of the lights of Divali. This is but the true significance of Divali.

The Significance of Divali. When all the elements and all souls have been purified, then the world would have become pure and this is the beginning of the new cycle. The world must become pure for Krishna to take birth. His birth is celebrated as Krishna Janasmasthami. When Krishna weds Radhe, this celebration or auspicious event is called the coronation of Lakshmi and Narayan and the start of their reign as the first emperor and empress of the golden age. This coronation is the festival of Divali. Divali marks the beginning of the golden age and dated as 01-01-01. This is why all homes and the surroundings are prepared to be sparkling clean. This is why business people closed their accounts and starts new ones at Divali. So Lakshmi Mata is remembered by all devotees on this auspicious occasion of Divali.

The Hindu Family Path. Lakshmi Mata is also called Maha Lakshmi. Maha Lakshmi is symbolic of the dual form of Lakshmi and Narayan. It represents the “pure family path” in Hinduism. Maha Lakshmi and the four-armed Vishnu are the female and male forms symbolic of the “pure family path”. This is the reason that Vishnu appears in the Trimurti and his role is to give sustenance to devotees. This is why devotees in Hinduism worship God as both Mother and Father.

Lineage and the Genealogical Tree. In Hinduism, they portray Narayan and Brahma emerging from the navel of Vishnu. This represents lineage or the genealogical family tree. Krishna’s first birth in the new cycle is that of Krishna, the first prince of the golden age. Krishna takes a total of 84 births in the cycle. He takes 8 births in the golden age, 12 births in the silver age, 21 births in the copper age and 42 births in the iron age. He takes the last of his many births in the confluence age and it is in this birth he is born as Brahma. It is in this birth that God Shiva incarnates and uses his body and this is the reason Brahma is called Bhagirath, the lucky chariot. This is the same reason Brahma is called Nandigan, the bull. Now we know why it is said that Shiva’s means of transportation is the bull. Outside many of Shiva’s temple is the portrait of a bull. The similar lineage is that Radhe’s first birth is as the first princess of satyug and then the first empress known as Lakshmi Mata. Her last of her 84th birth is that of Saraswati Maa, this great Brahmin and world mother called Jagadamba. So now we know the role and occupation of Lakshmi Mata and her relationship with Divali.

The Symbols of Saraswati. Saraswati’s purity is characterized and depicted by various symbols. The “Veena” represents mastery over the physical organs and over one’s actions. The veena is considered the symbol of life and its strings are symbolic of “feelings”. The “Book” represents the repository of knowledge as well as the dissemination of spiritual discipline and divine knowledge. The “Rosary” is concentration of the mind on God. This rosary is also called the “Spatik Mala” which signifies transparency and the power to see reality. This rosary in her hands has fifty beads, the same as the number of letters in the Sanskrit alphabet. She had complete knowledge on the art of meditation. She is complete with “Gyan and Yoga” and used them as her “bow and arrow”. The “Swan” reflects the power of discrimination and judgment, unattached and unaffected. The white swan or lotus portrays a tower of purity. The “Peacock” is symbolic of worldly knowledge and its colorful feathers represents gains in name and fame and success in general. The “White Lotus” with a tinge of light red signifies purity dignified with graceful activity. Her “White Clothes and White Ornaments” are symbolic of her chastity and her absolute and ultimate purity. It is said you pray to Lakshmi for wealth, whereas you receive the kingdom of the world from this “World Mother.” She fulfilled the desires of everyone and earned the name Kamdhenu.

The Decorations on Lakshmi’s Regal Attire. Lakshmi represents the Goddess of wealth as well as the final “goal of life”. The word “Laksha” means one hundred thousand, so that a person possessing wealth of this amount is called Lakshpati or Lakshmipati, the male and female forms. Lakshmi represents of the highest stage of perfection and development of humans and is symbolic of the following:

  • Four Arms – Her four arms signify Dharma (Purity), Artha (Prosperity), Kama (Perfection) and Mukti (Freedom from bondage). This is the stage of Fruition. There is nothing left to be achieved. Health, wealth, virtue and happiness are all included.
  • The hundred-petal lotus – Lakshmi is always shown sitting or staanding on a hundred-petal lotus. It is symbolic of one hundred percent purity, detachment and full development of her perfectly satopradhan or sattwic stage. The ocean of milk represents purity, peace and prosperity.
  • Gold Coins – Gold coins continuously coming from her left hand signify unending material prosperity.


Other features in her pictures are the four elephants symbolic of the four directions, wisdom and faithfulness to the master. It is the sign of grace, majesty and sovereignty over the world. Her right hand shows blessing, assurance and safety to her devotees.

Prepared by BK Khem Jokhoo, a student of Yoga and Meditation of the Brahma Kumaris Raja Yoga Centre of 55-57 PAP Rd San Fernando. (868) 636 2781/2. Sept 2000. Om Shanti.


Diwali Puja Process

Diwali is the festival of Laxmi, the Goddess of prosperity and wealth. It is believed that Goddess Laxmi visit everyone during Diwali and brings peace and prosperity to all. On the night of Diwali “Lakshmi-Pujan” is performed in the evenings. A traditional Pujan is performed after sunset in all the homes.

Five pieces of ghee diyas (lamps) are lit in front of the deities, naivedya of traditional sweets is offered to the Goddess and devotional songs are sung in praise of Goddess Laxmi. After Deepawali Puja people light diyas (lamps) in their homes to usher in light and clear the darkness from the world.

In villages cattle are adorned and worshipped by farmers as they form the main source of their income. In south, cows are offered special veneration as they are supposed to be the incarnation of Goddess Lakshmi and therefore they are adorned and worshipped on this day.

Step By Step Diwali Pujan:

  • First clean the Puja room and then Bathe each Deity (Lakshmi & Ganesh) first with water, then with panchamitra/or rose water, followed by water once more
  • Now put Deepak (Lamp) in front of the Deities – As the tiny diyas of clay are lighted to drive away the shadows of evil spirits
  • Make a Panchamitra with 5 ingredients of milk, curd, ghee (clarified butter), sugar & Honey.
  • Place Few mithais, snacks & fruits as a prashad.
  • Make offerings of flowers, Abir (red colour), Sindoor (vermillion) and Haldi (turmeric). Light the Agarbatti (incense sticks) and lamps filled with Ghee.
  • Now make offerings of Fruit, Sweet dishes (mithai), Salty snacks (Mathis, Ghathia, Namakpare) and offer Dakshina (token money), which could be given to the poor. In the end offer paan (betel leaves), cloves. Now pray to the deities to seek their blessings.
  • Ganesh Pooja : Ganesh Puja is a must for Diwali Puja. (Lord Ganesha is to be worshipped in all pujas before any other God or Goddess.) (Ganesh Aarti is sung)
  • Laxmi Pooja : Place Lotus and other flowers at her feet as an offering. A silver coin is placed in front of the Goddess during the puja. Now perform Aarti with flowers in hand (Lakshmi Aarti is sung). After Deepawali Pujan have the Prasad and go out to burst Diwali Crackers.

3 responses

  1. Ramulu

    why south Indians says that devali is mainly for naragasura death day which is which?

    October 11, 2012 at 6:18 PM

  2. MAA VABHV LAXMI JI KI KIRPA KAISE HOGI. PLEASE REPLY

    January 6, 2012 at 4:20 PM

  3. kb

    thanks for info on diwali pujan…

    October 24, 2008 at 4:16 PM

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